I completely agree with this, but my banking apps, my broker, my health insurance, my simcard provider all already require my face for identification.
FYI the processing for FaceID on iPhones is entirely offline. I think the Samsung androids have offline face id as well.
I hate that banks do that, right after that asinine Apple/Google monopoly proliferation. But “giving my face” to an institute where I was, since forever, required to submit a photo ID to join is a far cry from handing it over to earn the privilege of being exposed to whatever brainrotting garbage infests antisocial media these days…
Perhaps we should distinguish between institutions that require strong identity (phone networks shouldn't be in this list but are, which is a separate argument) and institutions that really shouldn't, like random websites.