I too was banned. Two key details: 1. I was unbanned via their appeal form, but 2. I had created a new account in the meantime which I’ve used since.

If you need a debit card, use Mercury https://www.mercury.com. You can create as many as you want. I use a unique card for each subscription. (If you’re thinking "oh, they’re like privacy.com," you’re mistaken. Privacy.com gets blocked by merchants; mercury works. No idea why.)

Since you’re already throwing around $120, I suspect Mercury’s sign up fee won’t be a problem. But if you want to bypass it, you can start an LLC and use your EIN during account setup for free Mercury access. I did it for about $20 total and have been using Mercury for about 5 years. Best bank ever, and I’ll happily shill them all day every day till more people try them out.

In short, just dodge the ban. I used the same name and address on both my accounts, so as long as you use a different card you have a decent chance of bypassing the ban.