If that happens the AI companies will first try to negotiate with their creditors and after that likely declare bankruptcy with the creditors taking over what’s left of the assets. Shareholders will be wiped out and employees will be left with nothing. Various franken-companies will emerge from the bankruptcy ashes and the world will move on with AI sans the present irrational exuberance.

All of those poor agents will be laid off from their support chat jobs and their roles will get outsourced to India and Philippines.

>what consequences might that have?

All depends on who is holding the bag, and how big the bag is.