alt Hacker NewsMaybe in the past, but nowadays you can call your bank for a charge back or you have an option in the banking apps
I do have to say though, that with customer protection laws we have it has never happened to hear about a friend getting a charge back from the bank, usually you go to the seller first (or the platform if you got scammed) and you get refunded there
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retired • yesterday at 6:04 PM
I’m European and protection laws are nice to have but if a shop doesn’t refund you those laws don’t automatically give you your money back. That is where a credit-card comes in handy. I don’t know any bank that offers this protection on a debit-card.
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The bank, at least all of mine, will ask for proof that you tried to resolve it first with the seller, so that is why I believe.