> Credit cards are definitely a thing in many European countries
Yes, a thing associated with debt.
I lived in the UK before Brexit, and that would be an example of such.
You are of course free to extrapolate your experience from a single European country to the whole continent, but it's still not a coherent argument for or against anything.
You are of course free to extrapolate your experience from a single European country to the whole continent, but it's still not a coherent argument for or against anything.