Can't go into debt if you don't have a line of credit.
If one is capable of managing one's finances (and paying the card off in full every month), credit cards are a useful tool. They're a problem if one can't manage one's finances.
alt Hacker News
If one is capable of managing one's finances (and paying the card off in full every month), credit cards are a useful tool. They're a problem if one can't manage one's finances.