I'm not sure how I'm supposed to get $200 of value out of personal use!
I personally don’t find it that useful for most tasks, but if say, you get paid $50/hr for your work and it saves you more than 4 hours of work in a month, there you go.
Here most of my colleagues have +200 dollar rates. It's really a no brainer. But sure, in south America or some Asian countries maybe it is. But still most devs need it anyway. Also in the poor regions.
Note that 200 dollars of value is different than 200 dollars of profit.