alt Hacker News> we have observational evidence to answer the question.
Isn't the point that the observational evidence amounts to the companies in question steer clear of illegal behavior?
There are anti-money laundering laws, so banks institute procedures to help them comply. Yes, we expect companies to change their processes so they don't break the law. That's the point of the law.
I am confused with what you think companies should do in this situation. Expose themselves to legal and civil liability? Or change their behaviors so that close scrutiny indicates they are trying to comply with the laws and any bad actors acted against internal procedure?
The thread you're weighing in on is about whether the four-fifths rule is merely diagnostic, or functionally punitive.
You're arguing about something else, using the form "given we know that racism is happening, and furthermore we know where and how it is happening, why shouldn't we just do these Totally Cost Free and Obviously Good Things that are just like fighting money laundering"
Well, I just don't think any of these things are as evident as you seem to assume they are. Also fwiw I grew up in the US, where I was called all sorts of slurs -- like, the real ones you probably censor in your internal monologue when you see them written -- throughout K-12 education. I still don't believe in the existence of pervasive and oppressive racism the way you seem to assume it.