> In my circles, everyone buys a house to live in it and that's it.

Really? Are they buying the tiniest cheapest apartments or chalets to live in while they save up money to upgrade to something bigger later? Or are they buying the biggest and best thing that the bank will allow? Because I'm mostly seeing the latter. Which means they are using the monetary system to get the best deal they can.

The only people purchasing tiny apartments and houses are doing it to extract rent from others, those places hardly even get out on the market.

Most people want to buy a house or an apartment just to live in, I agree there. But they usually don't have the money for that. They have to pay rent, taxes and other tributes to the non-working class in this global feudalistic system.