> This assumes good faith, which doesn't match reality. It's about control, not protecting children.
“Never attribute to malice that which is adequately explained by stupidity.”
> Given your idea of a physical card, kids will find a way to use the card of their parents.
Sure there are kids who have access to their parents credit card with the PIN, but how frequent is that? In every system, fraud will exist, but that doesn't mean the system is worthless. “The optimal amount of fraud is non-zero”: https://www.bitsaboutmoney.com/archive/optimal-amount-of-fra...
> “Never attribute to malice that which is adequately explained by stupidity.”
This is not an argument, it's just a stupid quip. And I would sooner suggest that you "never attribute to stupidity that which is adequately explained by malice". Humans are overwhelmingly selfish and more than willing to harm others to serve themselves.
I linked it in my direct reply, but - we don't need to guess at why these bills are being introduced or who by. We have evidence. It's malice. https://old.reddit.com/r/LinusTechTips/comments/1rsn1tm/it_a...