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kbelderyesterday at 10:55 PM1 replyview on HN

The issue isn't the big one. The issue is a minor tremor that happens to crack a vital support beam, or cracks a pipe, and causes $25k of damage.


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ternaryoperatoryesterday at 11:31 PM

Alas, not. Most policies in California have a 15% deductible. That’s 15% of the insured value of your home. So for nearly all houses, a $25K bill is not covered. California policies are and have always been to cover catastrophic damage.

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