Quite. At least Google delivers some value to society, despite being mostly evil. Klarna is exclusively parasitic, getting people needlessly into debt and pushing a buy now pay later mentality for luxury products.
I wouldn't say Klarna is exclusively parasitic. Where I am located, Klarna is often the absolutely best choice for payments, and I always pay up front.
There are helpful use cases that aren't parasitic. I use it if I want to buy a bunch of clothes in multiple sizes. I return what I don't need and don't need to splurge up front. The people who get into debt for unnecessary stuff they can't afford will find other ways anyway.
And burritos