I just recently, in the US, got bounced through a bank authentication system (Wells Fargo's) when trying to order something from Amazon that required me to use their mobile app. I don't use an Android or iOS phone; as best I can tell there is no way to successfully complete that authentication. I even have a hardware TOTP token from the bank now, but even that they won't accept.

Now, my card info did in fact get compromised recently, and that's probably why I ended up needing that stronger auth flow. But the fact that I literally can't complete that stronger bank authentication without Google or Apple is... yeah. No.

I have since signed up for a different credit card that I plan to use from here on out.

> Europeans are doing this to themselves.

I mean, tbf the situation was fine until the US transitioned to an autocracy, and the companies went full surveillance state evil, completely supporting the autocracy. Which is a relatively recent development.

But sure.

Most places here are working as fast as possible to decouple from any reliance on the US, and I would expect Norway to switch to the new EU digital ID system currently in development.

Competing to be best in class at US loyalty, more like it.