Pretty good analogy. Thing is though, the person who receives the 16-bit, 44.1khz music file can always upsample it to 192khz and not lose anything in the process (heck, lots of audio stuff oversamples internally to this level or beyond, for extra aliasing headroom!). I'm not sure about expansion from 16bit to 24bit though, downward expansion isn't necessarily perfect.
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Pretty good analogy. Thing is though, the person who receives the 16-bit, 44.1khz music file can always upsample it to 192khz and not lose anything in the process (heck, lots of audio stuff oversamples internally to this level or beyond, for extra aliasing headroom!). I'm not sure about expansion from 16bit to 24bit though, downward expansion isn't necessarily perfect.