I didn’t set these numbers, the other dude did then you backed it up even going so far as to lecture me about how 20k isn’t enough to raise a kid. I completely agree that this is meaningless, but I’m also not going to let 1.2mill suddenly equal 20k/yr raising a kid!
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>going so far as to lecture me about how 20k isn’t enough to raise a kid.
i expressed my opinion. You may have different one. Expressing an opinion different than yours isn't "lecturing".
>I’m also not going to let 1.2mill suddenly equal 20k/yr raising a kid!
using S&P500 as the opportunity cost evaluator the 20k/yr results in even more than $1.2M. I don't see what you're arguing about. Do you have a better opportunity cost evaluator than S&P500?