> I don't really think this is a serious risk. This is a once-in-a-million-years kind of event.

Perhaps the last event was one million years ago and we are now (proverbially) 'due'.

> The gambler's fallacy, also known as the Monte Carlo fallacy or the fallacy of the maturity of chances, is the belief that an independent and equally probable outcome which happened less frequently than expected is more likely to happen in the future (or vice versa).

* https://en.wikipedia.org/wiki/Gambler%27s_fallacy

It's like people who say "it sure is strange that we had a 'once-in-a-century flood' two years in a row": that's not how odds/probabilities work.

* https://www.usgs.gov/faqs/we-had-a-100-year-flood-two-years-...