alt Hacker NewsI've never understood tap-to-pay being a dealbreaker issue. It takes me just as long to pull out my credit card as it does to pull out my phone, and you can use them on the exact same terminals.
App support and camera quality I can understand more. I'm on a Linux phone using Phosh (FLX1s), and there's Android app compatibility, but it is a little rough (and of course things that rely on Play Integrity won't work). I've managed to avoid tying myself to anything that requires Google for now, but I acknowledge that I'm lucky there.
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Tap to pay isn't itself a dealbreaker, for me it's more a representation of the status-quo and what is to come, specifically how more and more of the modern world will rely on integrations with proprietary software and hardware on phones. Tap to pay with credit cards isn't too big of a deal, but the wallet as a whole (i.e. boarding passes for airplanes, gift cards, ChargePoint tap-in) is a major feature.
I often leave the house without my wallet these days. It’s great. Especially riding the subway, where Apple’s transit functionality means you don’t have to do anything other than tap your device without even unlocking, is a very nice convenience when you’re carrying groceries or something similar.
> It takes me just as long to pull out my credit card
It can be a lifestyle difference.
I personally don't being my wallet in most daily trips, have no use of it. I used to stick a credit card in my phone case but also got rid of it as more stores reliably offered wireless and QR code payments.
Mind you this comes with a specific environment I don't expect everyone to live in or long for, I'm just explaining.
I just put my debit card in the pocket in my phone case. Job done. If yours doesn't have a pocket, you can try putting it between the phone in the case. In that scenario, I suggest turning off NFC on the phone so it doesn't keep trying to read the card.
With tap-to-pay, you can store multiple cards in your digital wallet, and you don't have to remember any of their PINs. You can use your fingerprint to sign transactions. I believe this makes it faster.