> is there a real alternative that covers what they do?
Have you tried searching the internet for things like "European Stripe alternatives" and things like that? Or you tend to rely on word of mouth and similar?
I won't claim there are 100% replacements available for everything, but for all the basic functionality of Stripe, Cloudflare, AWS and so on there are tons of options out there, seemingly growing every month, but it does require you to proactively go out and look for them, rather than relying on that you've heard about it since before.
It's not that they cannot be found.
But are they as good and is one willing to take the risk of putting your business one a smaller company vs one of the big ones?
I get your point, and even in Italy we have Banca Sella (first one that comes to mind) which is a great way to collect payments with a local processor. But it's not Stripe...
Stripe is not just an integration for Link or Card payments, and payment fees are actually not that bad. Developer experience matters most to me. Plus, I agree there are alternatives to a basic Stripe implementation, but what about Stripe Connect?