I was the same way and got tired of it so I keep a layer in front of my life just like I do on the web with multiple identities, emails, VPNs, etc.

I pay $100 per year for a private mailbox near my apartment, registered under an LLC with a registered agent (not in my name and in another state) where I get deliveries in that name. that llc uses a fintech bank where I can spin up as many debit/credit cards as I want, I rotate them just like api keys. I also keep a twilio phone number that only receives texts with a webhook that goes to my discord. any sort of loyalty card etc goes under that number. I can enable phone calls if I need to, and of course a 2nd/3rd email account attached to this.