AI only needs to be better than a human, which is also fallible.
But I would only accept AI note taking if it was reconciled (in a timely manner) by a human listening to the audio recording and verifying accuracy. Without that, it's an unacceptable loss of accountability. Even with that, privacy concerns are abound with frontier models.
STT local models offer different concerns, but generally are pretty good at transcribing in a quite environment.
Capitalistic pressures reduce quality of health care far too often. Everything from artificially limiting how many doctors get degrees, to pushing doctors to see more people per day from such tech. The enshittification will continue until moral improves.