If you have complex health issues then I think you're much less likely to be able to tolerate a FAANG type job.

How much is your life worth?

That assumes one has the chops to get into FAANG. I highly doubt I could pass a basic interview -- even with ample time to prepare. Besides, if I were truly anything special, then I am sure one of the FAANG companies would have tried to contact me already.

Sure, if one was FAANG caliber, then a few mill would be left on the table periodically. However, when is enough ever enough? I seriously feel like I do not need millions to be happy in life.