The very boring pair of two 16GB ddr5 6000 I had in my newegg shopping cart went from $399 to $475, so increasingly the answer will be "no".
I bought whole Intel N100 mini pc with 16GB of DDR5 in it in 2023 for $AUD289 (so about $US200). I got a 16GB (DDR4) SODIMM in 2022 for $AUD88 ($US60).
Maybe that's a measure of the self-fulfilling dollar incentive toward "renting" someone else's RAM in the future rather than trying to actually own such an outlandishly luxury item :\
Does it have to be DDR5? Is the limit RAM speed, or SSD speed?