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SoftTalkertoday at 12:38 AM1 replyview on HN

Same here. This has only been a thing recently when landlords figured out they could make money selling the insurance. When I was a renter, insurance was never required from me.


Replies

phil21today at 4:40 AM

It was required in all my boilerplate leases going back to the late 90s. Just rarely if ever enforced or even asked about.

You’d just end up with some giant uncollectable judgement against you if you ended up burning down the apartment complex via negligence. Landlords insurance company would potentially come after you, but probably not since it would not be worth their time for most tenants.