> Spoken as someone who never been poor. There is definitely a ton of stuff people with money can do to save more money, that is completely out of reach for the people who would actually benefit from those savings the most. Subsidies is quite literally about reaching these folks that others tend to forget about.

Except that there is no additional money, its just your own money but now there are strings.

On top of that, that still isn't necessary for things that save a non-trivial amount of money, because that's what loans are for. If it has a $100/mo loan payment and saves $150/mo on the electric bill then you take out a loan or buy it on an installment plan and don't need to have any accumulated capital in order to do it.

> Compared to "take it from you and not give it back to you", it's definitely helping people who have less money. Not sure how this needs explaining.

Why would anybody want that either, instead of just not taking it from you to begin with?

To target the "poor people need more money" problem, the most direct answer is give them money. If someone's answer is a variety of politically-allocated narrow subsidies, you should wonder what interest they're really aiming to satisfy.

When you get money, you can choose to spend it on what's worth the most to you. Thus "strings attached" on the opposite.

That's a strange definition of "subsidy".