Yes, I don’t know why a lot of this articles oversee this fact. Economics of SaaS will change not because customer will build their bakeries, there will be tons of bakeries selling cheaper bread.
for enterprise level dependability and support should normally be the winner.
There’s a very low cost to buying bad bread: you throw it away and don’t go there again.
Connecting your business to a SaaS is very different and comes with much higher costs if you pick a bad solution.