I know lots of old people who have instant access to quite significant sums of money and many of them just don't need it. I don't need it. I'd be happy to opt-in to, say, a three day wait period on new payment recipients, but my bank doesn't offer that.

"Are you prepared to bring them down to a total of 11 fingers?!?"

Oh, man. That does seem likely. What a world. I wonder if eventually there won’t be a human in the loop, just a model trained to make money with a strategy like that, automatedly selecting victims and a person to be impersonated for each. Pre-render a few videos, place multiple calls in parallel. Basically a turnkey Docker container that takes a bitcoin address as a parameter and fills it with stolen money.