Sounds like you've tried generating such things. You've seen things people wouldn't believe. Inappropriate AI images off the shoulder of Orion, etc.
Now the counter-weight over-compensation. Insisting the tool "doesn't have enough safeguards". Could it be that our AI usage innocence is related to how much we criticise the tool for not policing us enough?
Meanwhile the rest of us have never seen such images because we're not looking for those images, or trying to prompt for those images, or thinking about those images. How about the people using these tools take responsibility, rather than forcing colossal layers of safeguards on everything and everyone?