Everything comes with a risk, and people usually take it with a decent understanding of how to mitigate it mostly.
If we start thinking along the lines of technology has risk and we shouldn't use it, we should go back all the way to the discovery of fire as we all know fire can cause a lot of damage if in the wrong hands.
Technology can make lives safer. However, software is never secure, cannot be made secure, this is empirically proven to be a 100% valid position.
In as software is not secure, and can not be made secure, using it for important records storage makes zero sense, unless you a) have full backups offline in physical, non-digital, read only medium or b) just don't do it online, at all.
And my point is, it's not worth the convenience.