> thanks to Google efforts switching to GrapheneOS mean tons of apps either not working or break every few months.

Sometimes, all you need is a Web browser. I personally don't want any "apps" on my phone that aren't basic utilities.

I am aware some banks in Europe require 2FA on a mobile device. Short of switching banks, my answer to that is a cheap or e-waste Googled Android phone that stays at home and serves that sole purpose.