sadly it seems like most of the banks I use still enforce antiquated password rules, no MFA and rely on stupid questions most of which can easily be guessed from public records.
You can also just put any answer into the question as long as you will remember it.
Just the other day I was creating an ID on a government web site, which offered a list of security questions such as "Title of your favorite movie" or "Someone that you admired as a child" and the answer was not allowed to have any spaces.
Just absurd.