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stymaaryesterday at 5:29 PM1 replyview on HN

Until customers don't want to but because they are afraid they have no way to get their money back if anything goes wrong.

(Chargeback exists for a reason, and the reason isn't to piss off businesses).


Replies

mothballedyesterday at 5:35 PM

It's nice to have the option either way, but if merchants offer irreversible methods I usually pick them rather than pay a 1+% premium to cover chargebacks from scammer customers. For some customers irreversible is a big plus, if they trust the merchant.