I already live off my wealth, and I expect AI development to destroy my life.

Once humans can be robustly replaced by machines, the military-industrial "meta build" will be a state with no humans, no cities, and 100% of all production dedicated to war. Whichever states descend to this new equilibrium fastest will crush the others and then fight over the corpse of the world forever. (Unless, of course, something like the Yudkowsky scenario happens along the way, which is totally possible)

I can't understand why anyone expects things like civil rights, property, the rule of law, nuclear deterrence, democracy, etc to survive when human beings no longer need each other. Why do investors in AI companies expect a payoff once they are no longer needed? Why (and, more importantly, how) does anyone expect a UBI from a government to which they are nothing but a drain on resources and which is in existential competition with other governments with exponentially growing robot armies?

Either the world will come to its senses and shut it all down, or there will be no winners at all.