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haagchtoday at 5:55 PM4 repliesview on HN

> No account necessary and no private american conglomerates can delete that account.

Officially you need a Google or Apple account to download a wero capable app from their stores, and Google and Apple can always delete all wero capable apps from their stores like for example with Russian sanctioned banks.

Some banking apps work on non - google play controlled android smartphones, but always only accidentally. Some banks like for example Consorbank already crack down on "sideloading" their app at all: https://www.reddit.com/r/Consorsbank/comments/1p909w1/commen...


Replies

microtonaltoday at 6:03 PM

If Wero is going to be similar to iDEAL, which it is based on, the payment flow will be through your bank's app. Heck, even the Wero app description says so:

The Wero app is available only for account holders from the German bank Postbank and the French bank La Banque Postale.

Are you a customer of another Wero-enabled bank? If so, you can easily use Wero within your banking app.

https://play.google.com/store/apps/details?id=eu.epicompany....

I have seen quite some people downloading their banking apps through the Aurora store (admittedly, it's a frontend for the Play Store, but you don't need an account or the app). Or you can use something like APKMirror and verify that they have the correct signing keys.

Of course, if they need Play Services or Play Integrity basic, then you need sandboxed Google Play or microG. If your bank does remote attestation through Play Integrity, then it is game over, but it is worth contacting your bank. E.g. some banks have added the GrapheneOS signing keys and added support for AOSP remote attestation.

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Phelinofisttoday at 8:11 PM

But you can use Wero also from your good old desktop PC, right? Sure, paying in a restaurant with Wero for example might need this, but I think this is a really, really great first step in the right direction

anticrymactictoday at 5:59 PM

While researching Wero initially, I was confused too that no APK is offered. Maybe we can change that.grbn

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toomuchtodotoday at 6:22 PM

It’s fine to decouple from US payment and financial infra today and punt on decoupling from US big tech in the future. These changes take time and effort at scale, so it’s about being directionally accurate, not doing all the changes all at once. “You eat an elephant one bite at a time.” Europe is eating the financial infra bites right now. There are other bites to be taken over the next several years.

Similar to Airbus moving critical apps from AWS to France’s Scaleway. Flexing the muscle needed to do the rest, and starting with the most important.

https://hn.algolia.com/?dateRange=all&page=0&prefix=false&qu...

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