alt Hacker News>Leases should be more tightly regulated and require full coverage insurance. It already works like that for cars.
Not by law, but because the lender requires it. In this case, the lender doesn’t. There is no evil or not evil, it’s just a business decision based on the value of the collateral and likelihood of loss.
A decision can be purely logical and impersonal and still be evil.
Only poorly written villains from fiction do evil things because they enjoy harming people.
Evil actions in real life stem from systems in which they are completely justifiable.