LoRAs or even full fine-tunes would be much cheaper than that, and with some investment in the right infra could be updated regularly. And at least LoRAs can be swapped in and out cheaply, making them usable in large-scale inference providers. But there seems to be limited appetite in offering this. Both Anthropic and OpenAI no longer offer fine tuning for current models

At least these costs are currently preventing the planets surface from being covered in paperclip maximizers for the moment.