I'm opposite. If my email goes down, or I do not have access to it, I cannot login. With passwords I still can.

Doesn't your password manager take care of that?

when in a rush I will put in gibberish instead going through the pw manager steps and rely on resetting the pw at a later time

Use a password manager to autogenerate them?

Picking passwords is a job best left to password managers. You don't use a hand crank when riding an elevator, do you?