I started writing because AI made me obsolete in software development. Or at least gave me depression that blocks me from writing code. What I did instead I started writing my thoughts as short stories and then made an attempt to write full blown 50k words novel. It worked as therapy surprisingly well.

I write mostly without AI but then I use AI for editing and grammar correction. Sometimes when I struggle with plot threads I ask AI for an advice. When I write about something that a have a vague understanding about I may ask AI to write a paragraph or two. I'm also open about it and warn reader in preface and mark generated text using italics.

As a new author I find AI both helpful and discouraging, because it CAN write better prose than me. I think text that's written for humans should be written by humans, but temptation to ramp up quality with zero effort is huge.

Then I experimented with different regimes when I only allow myself a couple of prompts at the end of the day when I done writing and only allow minor edits. At least my conscience is clear.