Yes… I also wouldn’t park money in a savings account for 18 years.
But 7% is not the risk free rate! The S&P and these other things have risk!
But show me a bond I can buy that’s paying 7% and I’ll show you below investment grade.
LFSPA.
Not risk free, but not volatile either. Although even that underperforms compared to an index fund.
LFSPA.
Not risk free, but not volatile either. Although even that underperforms compared to an index fund.