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ptmcctoday at 3:18 AM1 replyview on HN

That's what the https://www.investopedia.com/terms/b/backdoor-roth-ira.asp is for, assuming you don't have any existing traditional IRA balances


Replies

jeffreyrogerstoday at 3:25 AM

You can also roll your traditional IRA into an employers 401k (if the plan allows this) to zero out your traditional IRA balance.