alt Hacker NewsAt 5 AU, gravitational force would be 1/25 or 4% the strength of the sun at 1 AU. If the black hole was four solar masses, it would exert a pull about 16% as strong as the sun. Probably not enough to rip us out of orbit, but enough to seriously perturb it. I think it's at least an end-of-civilization event.
5 AU is the perfect distance to really wreck Jupiter, though.
Not an astrophysicist, but I'm thinking 5 AU could quickly fry the Earth - because it takes very little in the way of solar comets, asteroids, and dust to build a temporary accretion disk around such a black hole. That disk might have a temperature of >1M degrees. Plus the dynamo effects of the disk's interactions with the solar magnetic field? Yeah. 5 ly sounds much safer.