If you think all denied claims are denied in good faith, I don't know what to do for you.

The insurers are hardly running up against hard resource limits, where there just isn't enough to go around and they have to triage. They are profit driven entities, and if they were legally allowed to deny all claims they would be required to do so by their shareholders.

No system is perfect, but patients shouldn't die to boost a stock price. And no patient should be required to fight for coverage at their most vulnerable.