Functionality isn't everything. A human teller has the (more or less) same functionality as online banking, but I do love me some online banking.

I also like the weather icons being 4K and having some smooth anmiations.

Not to say that it's gone worse (it has IMHO) but comparing 25 years ago to know doesn't help much. Times were different back then. That's like comparing 1900 travel to today.