So why would anyone give a loan to someone who can't legally work? If it's really spouse that's the sole earner, why not have the spouse take out the loan?
Ability to work in a particular place and ability to repay a loan are not the same thing:
1) People get loans against assets literally all the time.
2) People can live and work in different places.
Ability to work in a particular place and ability to repay a loan are not the same thing:
1) People get loans against assets literally all the time.
2) People can live and work in different places.