Are you looking at performance road bikes? Fenders and lights are removed for weight savings, and for pedals there are multiple clip-in systems, you are supposed to install the pedals that match your chosen system.
If, however, they are doing that for commuter bikes...
Regular city bikes.
This is the approach if you go offers on regular supermarkets that also sell bicycles.
Personally I am never going to give more than 400 euros tops, for a new bicycle, it is either that or not much beyond 100 euros at a flea market.
Getting the bicycle stolen or worse, revenge damage when they fail to steal it, is not worth more than that.