> Hospitals have an operating margin of 2-5%

I don't spend any healthcare money at the hospital. It's all all providers office, private clinic, etc.

It costs $300 for my primary care doctor to see me for about 7 minutes. An assistant takes my blood pressure, he asks me a few questions about my habits and diet, and then I come back next year.

If I actually need any services, I go to much more expensive specialist, or urgent care facility. A visit there is about $100 and then a couple bucks for whatever prescription they give me.