Something like Pix is a great blueprint for the future imo.
I don’t want international private companies controlling payments, better have my own elected government manage it.
I encourage you to loudly champion such a model in your nation state to whomever is in power and will listen.
It goes both ways: What if the ONLY payment method was the one approved by your "elected" government. A balance where they can all exist is the best, and most difficult decision.