I get incredible utility out of $200 per month

It's hard to put a number on it, but even accounting for all the time in meetings, talking with stakeholders and developers etc I'm over 10% more productive overall. I earn substantially more than $2000/month, the ROI is there

It's only expensive compared to the currently very strong offering from OpenAI. Or other models - my hobby projects are all on DeepSeek

yes and no, anthropic and openai are losing money on people who max out their sub, but openai has a lot more room to play with with much cheaper models to serve (by all signs we have from actual api/task pricing)

I posted on LinkedIn that I thought the future of AI will be local. I'm surprised I didn't get tarred and feathered, but it's been crickets.

I do believe it though. While the subsidies of the frontier providers are nice, they can't continue forever.