They don't! It's a huge problem! It's probably the problem in US health care, which, despite my own belief that single-payer is bad policy, is in fact a total shitshow.
I think there's also the gamified confusion of over how much goes to the physician versus how much goes to administrating orgs and liability coverage.
I think there's also the gamified confusion of over how much goes to the physician versus how much goes to administrating orgs and liability coverage.