In many countries, all major local banks require their phone app as the second factor to log in to the browser version of their online banking. Sometimes functionality is removed from the browser version and made available only in the phone app.
"Many" is doing a lot of work here. A more accurate statement would be that some banks in some countries require invasive apps, but fortunately it isn't the case everywhere (yet).
"Many" is doing a lot of work here. A more accurate statement would be that some banks in some countries require invasive apps, but fortunately it isn't the case everywhere (yet).