alt Hacker NewsCDs are okay but I don’t prefer them due to lack of liquidity. There’s basically no reason to choose a CD over a HYSA at the same rate.
CDs are okay but I don’t prefer them due to lack of liquidity. There’s basically no reason to choose a CD over a HYSA at the same rate.
The minumum deposits are a lot lower. If you have a HYSA with low balance requirements, sure that's great.